The Impact of Financial Literacy on Individual Saving Behaviour: An Investigation on Academic And Administrative Staff of Kırıkkale University

Abstract

This study was carried out to examine the effect of financial literacy on the saving behaviour of individuals. In this context, 438 academic and administrative staff working in faculties and colleges within Kırıkkale University were surveyed. In this study, financial literacy levels of academic and administrative staff of Kırıkkale University were determined, and financial literacy levels and frequency, demographic factors such as gender, age, title, education level and income were analyzed. In addition to these, there is a significant correlation between the financial literacy of the participants and saving behaviour. It is determined that there is a significant relationship between basic level and advanced level of financial literacy and saving behaviour.